In this blog, we will share more details about debt reviews and how this process can help you manage your finances so you can relax again.
Understanding debt reviews
Also known as debt counselling, a debt review is a formal process that helps you manage your debt more effectively and protects you from harassment by creditors. Our NCR-registered debt counsellors will also help you avoid legal problems by negotiating with your creditors and reducing your monthly payments. With our help, you could pay off your dues in 2 to 5 years with regular payments.
Clear your credit record.
A poor credit record can negatively impact your interest rates and ability to borrow money from lenders down the road. Undergoing a debt review in South Africa can restore your credit record and remove any negative data from your profile. After finalising the process, you will receive a clearance certificate.
When should you consider a debt review?
If you find it difficult to manage your finances and pay your dues, it’s time to call us for a debt review. We will negotiate with your loan and home loan provider to reduce your interest rate, as well as your total monthly repayment, to a more manageable monthly dues that could help you save up to 65% on repayments monthly. At Find Better, you can start with your debt review in South Africa as soon as your next pay date.
Be debt-free within a few years.
Contact us today to arrange your debt review in South Africa with our NCR agents. Fill out our contact form so we can call you back as soon as possible!